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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. The cause of a loss is called

A) a risk.
B) a hazard.
C) an exposure.
D) a peril.

2. A Medicare Supplement policy must NOT contain benefits which

A) cover more than Medicare coverage.
B) are covered by Workers Compensation.
C) charge additional premiums.
D) duplicate Medicare benefits.

3. Which of the following is a common exclusion from coverages found in accident and health policies?

A) coordination of benefits
B) emergency room coverages
C) chiropractic services
D) self-inflicted injuries

4. Insurance is defined as what type of risk?

A) Physical
B) Speculative
C) Legal
D) Pure

5. Which of the following is NOT an Essential Health Benefit Category under the Affordable Care Act?

A) Alternative Medicine.
B) Maternity and Newborn Care.
C) Laboratory Services.
D) Emergency Services.

Solutions: