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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A lender whose mortgagor has defaulted may be offered a deed in lieu of foreclosure. If accepted, which of the following will be true?

A) Because it is voluntary, it will not be an adverse item on the buyer's credit.
B) The loan will still be assumable.
C) The lender will take the title subject to any junior liens.
D) The lender will usually retain rights under mortgage insurance or VA guarantee.

2. A deposit check from a buyer paid upon the submission of an offer may be held without being deposited into the broker's escrow account:

A) for no more than five business days after the termination of the attorney review period
B) until all inspections required by the contract have been performed
C) until negotiations are concluded and the seller has accepted the offer
D) for no more than five business days after receipt of the money

3. Which of the following best describes the Housing for Older Persons Act?

A) It allows grandparents with grandchildren to be exempt from the provisions of the Act.
B) It allows the awarding of monetary damages against those who believed that property designated as housing for older persons was exempt.
C) It requires that at least 80% of occupied units have one person age 55 or older living there.
D) It requires that 55-and-older housing have significant facilities and services designed for seniors.

4. Which of the following statements would most likely be considered mere "puffing"?

A) The utility costs in this home are lower than in any other home in the neighborhood.
B) Children from this neighborhood have the highest SAT scores.
C) This area is expected to increase in value by 25% within the next year.
D) This lot has the most beautiful view of the lake.

5. To avoid triggering full disclosure under TILA when advertising financing availability on a listed property, which of the following statements must a real estate licensee avoid using?

A) FHA and VA financing available
B) assumable loan
C) owner willing to finance
D) buy for less than $650 per month

Solutions: